With retirement looming in the near furture, we needed to really tighten the budget and I am proud to say that this Christmas was completely debt free. If I could not afford it, I did not buy it. I made many of the gifts this year and everyone seemed very pleased. I have already stated keeping notes on items I will create for next year so stay tuned and I will post about them as I make them.
Scarves seem to have made a comeback so I made this one for my daughter and I added some heat set jewels. No padding required since we have not had a bad cold spell yet.
What about you dear reader, how did you stay within your Christmas budget?
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10 comments:
Very cute scarf Betsy! I understand the retirement aspect completely. I made all but two gifts this year. Happy New Year!
Thankyou so much for the comment left for me about the quilt.
My Grandson was really pleased with it and even suggested that I put the label on the back.
I have enjoyed reading some of your back posts.
Briony
x
Thank you for the "frugal" blog...looks so interesting! Homemade is wonderful...says "love" and avoids debt!
What a beautiful scarf!!!
Debt means that things own you instead of you owning them. Congratulations on a loving Christmas.
Three cheers for a debt free Christmas. My hubby is retiring in Early New Year. We had a debt free Christmas. Thanks for the blog link and your kind comments on my giveaway. I've got some awesome crazy quilt scraps!
Carli
Very pretty scarf Betsy...well done with your shopping...
thank you the quilt arrived safely and is now in my collection of little quilts, thank you so much!
looked at the blog , interesting... always looking for ways to save and yes I have reduced our clutter over the past few years, looking to live a more streamlined life...the one thing that I can't compromise on yet is the fabric collection or quilt book collection......24
Kathie
Love the holidays but no longer do the gift thing - no children here. We send only out of country cards. We pay all bills at the end of the month without fail - no extras unless we can pay in full. You will find retirement brings extras - eating inexpensive luncheon - early evening specials, learning when shops put items you NEED on sale, not having to have clothes just for the job, etc. Do not worry you will do well retired as long as you think things through carefully as you did this season. Best of luck to you.
I love your scarf.
We haven't gone in debt for Christmas in years....this year was very sparse but nice just the same.
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